Columbia, SC (WLTX)-With the recent severe weather bringing down a lot of trees and causing damage, insurance experts have some tips on what you can do to keep your family safe this summer.

The South Carolina Insurance Association said most insurance policies will cover damage resulting from trees hitting homes.

Director Russ Dubisky suggests removing dead trees or limbs before a storm hits. Not only will this help prevent damage, but it can also save you money since tree trimming prices go up after storms.

"Survey any rotting or dead trees, if you see some fungus or mushrooms growing in them, that might be a sign of poor health or decay," Dubisky said. "You want to go ahead and have those taken care of so they don't become an object that could fall on and damage your house."

He said one of the most common questions he gets asked is, "What if the neighbors tree is threatening your property?"

"Go ahead and contact them, notify them that you think that the tree may be in poor health and needs to be checked out and then document the conversations, the dates the times, if you know a tree expert, and can have them come out and survey the tree, then we would encourage you to take those steps as well."

Dubisky suggests contacting your insurance company first if you do experience tree damage and need further help with debris removal.